Why we should really consider the value of insuring our future.
Insurance isn't just about policies—it's about managing risk in a world full of uncertainties. This introductory course explores the fundamental reasons why we insure, whether it’s for our homes, vehicles, or our own lives. With real-life statistics and practical scenarios, you’ll gain a clearer understanding of how insurance functions as a tool for risk management and why it's essential to protect what matters most.
You'll learn the difference between self-insuring and transferring risk to an insurer, and how to evaluate the levels of risk you're exposed to. By the end of the course, you'll not only understand the value of insurance, but also why protecting your greatest asset—your life—is one of the smartest financial decisions you can make.
Dave Sharp graduated from U. of Toronto in 1975. After spending 18 years in the Industrial Chemical field and working his way up to VP of Sales & Marketing, he moved into the Financial Field in 1993. Since then, he has been a strong promoter of financial education and realizes the importance of continuing education. He achieved his Certified Financial Planners (CFP) designation in 2001 and since that time, completed his Elder Planner Counsellor (EPC), and his Certified Estate Advisor (CEA). From 1993 through 2009, he assisted his wife who had her own Bookkeeping practice and so, Dave is well advised in the income tax field for both individuals and business owners. His family’s firm, Lighthouse Wealth Management has been recognized as a leading contributor in Eastern Ontario for many years now.
This portal is provided as a training and development resource for City of Markham employees. Every course is delivered by a qualified subject matter expert or learning organization, is quantifiable in hours, and is verifiable — you receive a documented certificate of completion for every course you finish, stored on LearnFormula indefinitely.
If you hold a professional designation (for example in engineering, accounting, human resources, or law), courses may be counted as professionally relevant, verifiable learning activities toward your continuing professional development. Individual practitioners are responsible for confirming that an activity meets the requirements of their professional body. For questions about the City of Markham's training and development policies, please speak with your people leader or Human Resources.
