This course provides a step-by-step plan to build significant retirement savings in 10 years or less.

This "How to Retire in 10 Years or Less 2025" course, based on the #1 Globe and Mail bestselling book "The Procrastinator's Guide to Retirement," offers a comprehensive, step-by-step process for individuals who may be starting late but are determined to secure a comfortable retirement. Even in today's expensive world with high inflation, this course provides hope and a clear plan to build significant retirement savings.
You'll learn to play your cards right by meticulously tracking your spending and identifying discretionary cash outflows. The course emphasizes basing retirement calculations on projected spending rather than arbitrary income percentages, offering a personalized approach to financial planning. You'll gain practical skills in using tools like Excel, including features like Copilot, to analyze your financial situation and optimize savings.
Key topics covered in this course include:
By the end of this course, you will have a clear understanding of your financial landscape and a tailored strategy to achieve your retirement goals in ten years or less, ensuring peace of mind for your future.

Writer, Trainer, On-demand Course Developer and Acclaimed Author
David Trahair, CPA, CA, is an author, trainer, and eLearning developer who creates on-demand video courses for CPAs across Canada. His courses cover topics including personal finance, ethics, AI, and Microsoft Excel. David is also the author of six personal finance books, three of which are national bestsellers. Through his firm, he helps CPAs build practical skills through engaging, self-paced learning.
This portal is provided as a training and development resource for City of Markham employees. Every course is delivered by a qualified subject matter expert or learning organization, is quantifiable in hours, and is verifiable — you receive a documented certificate of completion for every course you finish, stored on LearnFormula indefinitely.
If you hold a professional designation (for example in engineering, accounting, human resources, or law), courses may be counted as professionally relevant, verifiable learning activities toward your continuing professional development. Individual practitioners are responsible for confirming that an activity meets the requirements of their professional body. For questions about the City of Markham's training and development policies, please speak with your people leader or Human Resources.