Discover essential strategies to optimize your claim timing and maximize your guaranteed monthly income for a financially secure retirement.
Are you prepared to maximize your retirement income under the new 2026 rules? Led by expert David Trahair, the course How to Maximize your CPP and OAS pensions 2026 provides a deep dive into the intricacies of Canada's public pension systems. This comprehensive guide is designed to help you navigate the complex regulations, recent enhancements, and calculation methods to ensure you or your clients receive every dollar available.
With the full implementation of the CPP enhancement and the introduction of the second earnings ceiling, the landscape of retirement planning has shifted. This course goes beyond the basics to explore how premiums are calculated, how the CPP reserve fund is managed, and importantly, how to determine the optimal time to start receiving your benefits based on personal discount rates, tax brackets, and longevity.
Throughout the course, you will learn to:
In addition to the video lessons, this course provides access to essential resources such as the CPP Retirement Pension Calculator, the Elect Age Calculator, and the CPP Return Calculator. Whether you are a CPA advising clients on tax-efficient retirement strategies or an individual looking to secure your financial future, this course equips you with the knowledge and tools to take control of your pension planning.
Writer, Trainer, On-demand Course Developer and Acclaimed Author
David Trahair, CPA, CA, is an author, trainer, and eLearning developer who creates on-demand video courses for CPAs across Canada. His courses cover topics including personal finance, ethics, AI, and Microsoft Excel. David is also the author of six personal finance books, three of which are national bestsellers. Through his firm, he helps CPAs build practical skills through engaging, self-paced learning.
This portal is provided as a training and development resource for City of Markham employees. Every course is delivered by a qualified subject matter expert or learning organization, is quantifiable in hours, and is verifiable — you receive a documented certificate of completion for every course you finish, stored on LearnFormula indefinitely.
If you hold a professional designation (for example in engineering, accounting, human resources, or law), courses may be counted as professionally relevant, verifiable learning activities toward your continuing professional development. Individual practitioners are responsible for confirming that an activity meets the requirements of their professional body. For questions about the City of Markham's training and development policies, please speak with your people leader or Human Resources.
