Get the tools and insights you need to maximize your CPP and OAS pension benefits.
Note: An updated version of this course is available titled "How to Maximize Your CPP and OAS Pensions 2023" on LearnFormula.
This in-depth course is your complete guide to understanding and maximizing your Canada Pension Plan (CPP) and Old Age Security (OAS) benefits. Whether you’re planning for retirement or advising others, this program provides the essential knowledge and tools needed to make informed, financially sound decisions about your public pensions.
You'll learn how CPP contributions are calculated, how the enhanced CPP program works, and how your retirement pension amount is determined. Key topics include pension sharing, credit splitting, CPP disability, survivor, and children's benefits, and how to manage your My Service Canada Account. The course also covers OAS eligibility, deferral options, and clawback rules to help you fully understand your entitlements.
Included are three downloadable calculators and relevant forms to help you assess your benefits and make strategic choices that can maximize your lifetime income.
Writer, Trainer, On-demand Course Developer and Acclaimed Author
David Trahair, CPA, CA, is an author, trainer, and eLearning developer who creates on-demand video courses for CPAs across Canada. His courses cover topics including personal finance, ethics, AI, and Microsoft Excel. David is also the author of six personal finance books, three of which are national bestsellers. Through his firm, he helps CPAs build practical skills through engaging, self-paced learning.
This portal is provided as a training and development resource for City of Markham employees. Every course is delivered by a qualified subject matter expert or learning organization, is quantifiable in hours, and is verifiable — you receive a documented certificate of completion for every course you finish, stored on LearnFormula indefinitely.
If you hold a professional designation (for example in engineering, accounting, human resources, or law), courses may be counted as professionally relevant, verifiable learning activities toward your continuing professional development. Individual practitioners are responsible for confirming that an activity meets the requirements of their professional body. For questions about the City of Markham's training and development policies, please speak with your people leader or Human Resources.
